India observes a diverse range of bank holidays throughout the year, covering national celebrations, regional festivals, and other notable occasions. The Reserve Bank of India (RBI) strategically plans these holidays and sets guidelines for Real-Time Gross Settlement (RTGS) operations and account access limitations for both public and private sector banks. Here in this article we have listed all December Bank Holidays for 2024!
Additionally, banks in India follow statutory closures on the second and fourth Saturdays of every month, along with Sundays.
Though physical branches remain closed on these days, customers can seamlessly perform financial transactions using online and digital banking platforms, ensuring uninterrupted access to banking services.
In December 2024, the Reserve Bank of India (RBI) has outlined a total of 17 non-working days, which include weekends, Christmas, and various regional holidays declared by state governments.
This extensive holiday schedule reflects India’s cultural richness and diversity, providing opportunities for citizens to relax and celebrate festivals across different regions.
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Here Are the Details of December Bank Holidays 2024
- December 1 (Sunday): Weekly Off (Pan India)
- December 3 (Friday): Feast of St. Francis Xavier (Goa)
- December 8 (Sunday): Weekly Off (Pan India)
- December 12 (Tuesday): Pa-Togan Nengminja Sangma (Meghalaya)
- December 14 (Saturday): Second Saturday (Pan India)
- December 15 (Sunday): Weekly Off (Pan India)
- December 18 (Wednesday): Death Anniversary of U SoSo Tham (Meghalaya)
- December 19 (Thursday): Goa Liberation Day (Goa)
- December 22 (Sunday): Weekly Off (Pan India)
- December 24 (Tuesday): Christmas Eve (Mizoram, Nagaland, Meghalaya)
- December 25 (Wednesday): Christmas (Pan India)
- December 26 (Thursday): Christmas Celebration (Mizoram, Nagaland, Meghalaya)
- December 27 (Friday): Christmas Celebration (Mizoram, Nagaland, Meghalaya)
- December 28 (Saturday): Fourth Saturday (Pan India)
- December 29 (Sunday): Weekly Off (Pan India)
- December 30 (Monday): U Kiang Nangbah (Meghalaya)
- December 31 (Tuesday): New Year’s Eve / Lossong / Namsoong (Mizoram, Nagaland, Meghalaya)
Holiday Schedules and Digital Banking Services
Bank holidays in India vary across states, so it’s essential for customers to confirm holiday details with their local branch. While some holidays are region-specific, others are observed nationwide.
Seamless Banking During Holidays
Digital banking services remain fully operational on holidays, allowing customers to perform essential tasks such as fund transfers, bill payments, and balance checks through internet banking and mobile apps. ATMs nationwide will also be accessible for cash withdrawals and basic services.
However, transactions involving negotiable instruments, such as checks and promissory notes, will not be processed during holidays, as per the RBI’s guidelines under the Negotiable Instruments Act.
How Holidays Are Determined
The Reserve Bank of India (RBI) collaborates with state governments to prepare an annual bank holiday schedule. This list considers national and regional events, religious celebrations, and operational requirements. The schedule is published on the RBI’s official website for public reference.
Tips for Hassle-Free Banking
To avoid any inconvenience, customers are advised to plan banking activities requiring physical branch visits ahead of time. Embracing digital banking solutions ensures smooth financial transactions even during the holiday season.